Synopsis: In today’s blog, we will explore the key differences between a credit score and a credit risk assessment for evaluating a borrower’s creditworthiness for the purposes of sanctioning a loan. The decision between a loan extension and a loan... View Article
Concerns about data privacy are of the utmost importance for lending and credit underwriting businesses in the financial sectors. A compromise of the sensitive data that financial institutions manage for their customers in the course of lending and credit underwriting... View Article
Platform merchants are in business to make money — profits are the prime, arguably the only driving force behind entrepreneurship. Platform merchants keep a watch on its profits margin, which is the most accurate indicator of how successful their sales... View Article
Synopsis: In today’s blog, we will analyze how RBI’s newly-implemented digital lending guidelines will balance customer rights protection with financial innovation. The digital lending market has been scaling new heights—some estimate a 4.75x growth to $1.3 trillion by 2030. While... View Article
After the COVID-19 pandemic, an accelerated shift has been witnessed in the adoption of innovative technologies by nonbank financial companies (NBFCs). The primary focus of digital lending is on lenders and borrowers as they navigate the digital ecosystem of banking... View Article
In today’s world, it can be difficult to find the right balance between spending your income and saving money for long-term investing. Many people struggle to manage their finances in a way that allows them to enjoy the present while... View Article
“I wanted to invest in my business so I applied and got a loan of 2.5 lakhs within 48 hours. I was very happy I got the funds when I needed them. Thanks to Protium!”
