• 5 Financial Actions for MSMEs to Adapt to the New Labour Codes

    India’s four new Labour Codes replace 29 earlier laws, creating a unified framework for wages, social security, industrial relations, and workplace safety. The Codes expand coverage of EPF, ESIC, gratuity, and minimum wage norms, increasing the importance of accurate payroll planning and... View Article

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  • 41% Auto Retail Sales Jump in October 2025: 5 Actionable Steps for MSMEs to Leverage the Boom 

    Automobile retail sales rose by a staggering 41% in October 2025 compared to the same period last year, marking the highest level ever recorded. The total vehicle sales crossed 52 lakhs from last year’s 43 lakhs, marking a 21% year-on-year... View Article

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  • 5 Common MSME Fears About Udyam Registration & the Facts That Dispel Them

    Despite MSME registrations crossing 7 crore, a significant portion still remains outside formalization. Furthermore, over 80% of these unregistered MSMEs still rely on cash transactions, limiting their credit visibility. Many MSMEs continue to avoid Udyam Registration because of long-standing fears... View Article

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  • Protium’s LAP and MFL Can Help MSMEs In  Strengthen Infrastructure in India’s Smaller Cities 

    Tier-2 and Tier-3 cities account for more than 51% of India’s registered MSMEs1. However, the growth potential of these enterprises remains constrained. MSMEs in smaller cities operate at only around 18% of the productivity of large enterprises, far below the 45–70% range seen in... View Article

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  • 3% Subsidy on Export Credit: What the New Interest Subvention Scheme Signals for MSMEs

    The Government of India is preparing to introduce a revamped Interest Subvention Scheme that will offer a 3% interest subsidy for MSME exporters over the next five years. The initiative is designed to ease borrowing costs, improve liquidity, and support... View Article

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  • Educational Institution Loans: A Great Solution To Upgrade Infrastructure Gaps In India’s Tier-2 Schools And Colleges 

    India’s education sector has grown rapidly, with over 24.8 crore students enrolled in 14.72 lakh schools with 98 lakh teachers. The total number of Higher Education Institutions (HEIs) grew by 13.8%, rising from 51,534 in 2014–15 to 58,643 in 2022–23.1... View Article

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